Obtaining credit after bankruptcy

Because you can only file a chapter 7 bankruptcy once every 7-8 years many creditors are willing to offer credit very quickly after your bankruptcy has been discharged. Though it is true that bankruptcy will stay on your credit report for 7-10 years it's a common misunderstanding that people cannot obtain credit for 10 years. In fact, you can often buy a home within 2-4 years from discharging your bankruptcy and even get a credit card the day after your bankruptcy has been discharged! Please see our links page for credit card companies that understand people that want a fresh start in their lives!